BonusCeilingBlue Business Plus Card from American Express vs Chase Ink Business Unlimited: sign-up bonus comparison (Oct 2026)
Blue Business Plus Card from American Express: As high as 50,000 points after $5,000 spend in 3 months (offer varies) ($0 annual fee). Chase Ink Business Unlimited: $750 (75,000 points) after $6,000 spend in 3 months ($0 annual fee). Blue Business Plus Card from American Express needs less spending to earn its bonus. Chase Ink Business Unlimited is closer to its all-time high right now (83% of its all-time high (not elevated right now)). Data checked 2026-10-16; the right pick depends on which rewards you'll use and whether you can meet the spend with normal purchases.
By TK · Updated
| Blue Business Plus Card from American Express | Chase Ink Business Unlimited | |
|---|---|---|
| Issuer | American Express | Chase |
| Type | Business | Business |
| Current offer | As high as 50,000 points after $5,000 spend in 3 months (offer varies) | $750 (75,000 points) after $6,000 spend in 3 months |
| Minimum spend | $5,000 in 3 months | $6,000 in 3 months |
| Annual fee | $0 | $0 |
| Earns | Membership Rewards points | Ultimate Rewards points |
| All-time high | Unknown (not verified) | 90,000 points after $6,000 (recurring) |
| vs. record | Business History unknown | Business 83% of record |
| Issuer rules | Amex once-per-lifetime | Chase 5/24 |
| Verified | Not fully, 2026-10-16 | Yes, 2026-10-16 |
| Apply | American Express site | Chase site |
Frequently asked questions
Which has the bigger bonus, Blue Business Plus Card from American Express or Chase Ink Business Unlimited?
Blue Business Plus Card from American Express: As high as 50,000 points after $5,000 spend in 3 months (offer varies). Chase Ink Business Unlimited: $750 (75,000 points) after $6,000 spend in 3 months. They earn different currencies (Membership Rewards points vs Ultimate Rewards points), so compare by how you'd redeem them.
Which bonus is easier to earn?
Blue Business Plus Card from American Express has the lower spend requirement.
Can I get both?
Possibly, if you meet each issuer's rules: Blue Business Plus Card from American Express: Amex once-per-lifetime; Chase Ink Business Unlimited: Chase 5/24.