BonusCeilingCapital One Venture X vs Capital One Venture: sign-up bonus comparison (Oct 2026)
Capital One Venture X: 75,000 miles after $4,000 spend in 3 months ($395 annual fee). Capital One Venture: 75,000 miles after $4,000 spend in 3 months + $300 Capital One Travel stays credit ($95 annual fee). Both need the same spend. Data checked 2026-10-19; the right pick depends on which rewards you'll use and whether you can meet the spend with normal purchases.
By Tyler Kelly · Updated
| Capital One Venture X | Capital One Venture | |
|---|---|---|
| Issuer | Capital One | Capital One |
| Type | Personal | Personal |
| Current offer | 75,000 miles after $4,000 spend in 3 months | 75,000 miles after $4,000 spend in 3 months + $300 Capital One Travel stays credit |
| Minimum spend | $4,000 in 3 months | $4,000 in 3 months |
| Annual fee | $395 | $95 |
| Earns | miles | miles |
| All-time high | 100,000 miles: + $200 vacation rental credit at launch (Nov 2021-Mar 2022), and after $10,000 in 6 months (Nov 2025-Jan 2026) per Doctor of Credit | 100,000 miles (2021 after $20,000 in 12 months; 2023 after $5,000 in 3 months; a 100k-or-75k+$250 choice Mar-May 2025) per Doctor of Credit; today's offer adds a $300 travel credit |
| vs. record | 75% of record | 75% of record |
| Issuer rules | Capital One 48 months | Capital One 48 months |
| Verified | Yes, 2026-10-19 | Yes, 2026-10-19 |
| Apply | Capital One site | Capital One site |
Frequently asked questions
Which has the bigger bonus, Capital One Venture X or Capital One Venture?
Capital One Venture X: 75,000 miles after $4,000 spend in 3 months. Capital One Venture: 75,000 miles after $4,000 spend in 3 months + $300 Capital One Travel stays credit. Both earn miles, so the headline numbers compare directly: the headline bonus is the same, so compare the full offers above for any extra credits.
Which bonus is easier to earn?
They require the same spend.
Can I get both?
Possibly, if you meet each issuer's rules: Capital One Venture X: Capital One 48 months; Capital One Venture: Capital One 48 months.
Can I afford the minimum spend? → · How long to wait between bonuses
Bonus history: Capital One Venture X · Capital One Venture
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