Chase Ink Business Cash vs Chase Ink Business Unlimited: sign-up bonus comparison (Oct 2026)

Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months ($0 annual fee). Chase Ink Business Unlimited: $750 (75,000 points) after $6,000 spend in 3 months ($0 annual fee). Both need the same spend. Data checked 2026-10-19; the right pick depends on which rewards you'll use and whether you can meet the spend with normal purchases.

By Tyler Kelly · Updated

Chase Ink Business CashChase Ink Business Unlimited
IssuerChaseChase
TypeBusinessBusiness
Current offer$750 (75,000 points) after $6,000 spend in 3 months$750 (75,000 points) after $6,000 spend in 3 months
Minimum spend$6,000 in 3 months$6,000 in 3 months
Annual fee$0$0
EarnsUltimate Rewards pointsUltimate Rewards points
All-time high100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit
vs. recordBusiness 75% of recordBusiness 75% of record
Issuer rulesChase 5/24Chase 5/24
VerifiedYes, 2026-10-19Yes, 2026-10-19
ApplyChase siteChase site

Frequently asked questions

Which has the bigger bonus, Chase Ink Business Cash or Chase Ink Business Unlimited?

Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months. Chase Ink Business Unlimited: $750 (75,000 points) after $6,000 spend in 3 months. Both earn Ultimate Rewards points, so the headline numbers compare directly: the headline bonus is the same, so compare the full offers above for any extra credits.

Which bonus is easier to earn?

They require the same spend.

Can I get both?

Possibly, if you meet each issuer's rules: Chase Ink Business Cash: Chase 5/24; Chase Ink Business Unlimited: Chase 5/24.

Can I afford the minimum spend? → · How long to wait between bonuses

Bonus history: Chase Ink Business Cash · Chase Ink Business Unlimited

More card comparisons

Get the weekly record-bonus email

One free email a week listing every card whose sign-up bonus is at its all-time high, so you don't have to keep checking. Unsubscribe anytime.

Subscribe on our newsletter page →Same free weekly email, on beehiiv's secure signup page.