BonusCeilingBest credit card sign-up bonuses this month (Oct 2026)
Every card we track with a fixed sign-up bonus, ranked by how close today's offer is to its all-time high (record offers first, unknown histories last). As of 2026-10-16, 47 cards qualify, led by American Express Business Gold Card, American Express Gold Card, Bank of America Premium Rewards. 7 of them are at their all-time high. Amex offers are listed as 'as high as' and may vary by applicant.
By TK · Updated
| Card | Current public offer | All-time high | Annual fee | vs. record |
|---|---|---|---|---|
| American ExpressAmerican Express Business Gold Card | As high as 200,000 points after $15,000 spend in 3 months (offer varies) | As high as 200,000 points (since Mar 2026) | $375 | Business AT RECORD |
| American ExpressAmerican Express Gold Card | As high as 100,000 points after $8,000 spend in 6 months (offer varies) | As high as 100,000 points | $325 | AT RECORD |
| Bank of AmericaBank of America Premium Rewards | 60,000 points ($600 value) after $4,000 spend in 90 days | 60,000 points after $4,000 (since Jun 2023; up from 50,000 at 2017 launch) per Doctor of Credit | $95 | AT RECORD |
| Capital OneCapital One Venture | 75,000 miles after $4,000 spend in 3 months + $300 Capital One Travel stays credit | 75,000 miles is the best standard public offer (a brief 2023 100k special link and a 2021 tiered 100k with $20k spend also existed) | $95 | AT RECORD |
| ChaseChase Freedom Flex | $250 after $500 spend in 3 months | $250 after $500 (current, since Sep 2026), the highest fixed cash bonus per The Points Guy | $0 | AT RECORD |
| American ExpressThe Business Platinum Card from American Express | As high as 300,000 points after $20,000 spend in 3 months (offer varies) | As high as 300,000 points (since Mar/Apr 2026) | $895 | Business AT RECORD |
| American ExpressThe Platinum Card from American Express | As high as 175,000 points after $12,000 spend in 6 months (offer varies) | As high as 175,000 points (since Jun 2025) | $895 | AT RECORD |
| ChaseUnited Explorer Card | 70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user | 80,000 miles after $3,000 in 3 months (Mar 25-May 7, 2025) per AwardWallet | $0 first year, then $150 | 88% of record |
| ChaseChase Ink Business Cash | $750 (75,000 points) after $6,000 spend in 3 months | 90,000 points after $6,000 (recurring) | $0 | Business 83% of record |
| ChaseChase Ink Business Preferred | 100,000 points after $8,000 spend in 3 months | 120,000 points after $8,000 (Jul-Sep 2024) | $95 | Business 83% of record |
| ChaseChase Ink Business Unlimited | $750 (75,000 points) after $6,000 spend in 3 months | 90,000 points after $6,000 (recurring) | $0 | Business 83% of record |
| ChaseChase Sapphire Reserve | 100,000 points after $6,000 spend in 3 months | 125,000 points (2025, per yourbestcreditcards.com); also 100k + $500 Chase Travel credit | $795 | 80% of record |
| Capital OneCapital One Venture X | 75,000 miles after $4,000 spend in 3 months | 100,000 miles + $200 vacation rental credit (launch, Nov 2021) | $395 | 75% of record |
| ChaseChase Sapphire Preferred | 75,000 points after $5,000 spend in 3 months | 100,000 points (Jun 2021; Apr-May 2025; Jun-Jul 2026) | $95 | 75% of record |
| CitiCiti Strata Premier | 60,000 points after $4,000 spend in 3 months | 80,000 points after $4,000 in 3 months (Jul 2021-Jan 2022; Jun 2022-Jan 2023) per AwardWallet and BonusEagle; TPG lists 75,000 as the highest it has seen | $95 | 75% of record |
| American ExpressHilton Honors American Express Surpass | 130,000 points + Free Night Reward after $3,000 spend in 6 months | Up to 180,000 points (130,000 after $2,000 in 3 months + 50,000 after $10,000 in 6 months) per The Points Guy | $150 | 72% of record |
| ChaseChase Freedom Unlimited | $200 after $500 spend in 3 months | $300 after $500 (Dec 2025-Jan 2026) per Upgraded Points; past offers also added bonus categories | $0 | 67% of record |
| ChaseSouthwest Rapid Rewards Priority | 60,000 points after $2,000 spend in 3 months | 100,000 points after $4,000 in 5 months (Jul-Sep 2025) per Southwest and Upgraded Points | $229 | 60% of record |
| ChaseSouthwest Rapid Rewards Plus | 50,000 points after $1,000 spend in 3 months | 100,000 points after $4,000 in 5 months (Jul-Sep 2025) per Southwest and Upgraded Points | $99 | 50% of record |
| Bank of AmericaAtmos Rewards Ascent Visa (Alaska Airlines) | 50,000 points + $99 Companion Fare after $1,500 spend in 90 days | Unknown (not verified) | $95 | History unknown |
| Bank of AmericaBank of America Customized Cash Rewards | $200 after $1,000 spend in 90 days | Unknown (not verified) | $0 | History unknown |
| Bank of AmericaBank of America Travel Rewards | 25,000 points ($250 value) after $1,000 spend in 90 days | Unknown (not verified) | $0 | History unknown |
| BiltBilt Palladium Card | 50,000 points + Gold status + $300 Bilt Cash after $4,000 spend (not rent/mortgage) in 90 days | Unknown (not verified) | $495 | History unknown |
| American ExpressBlue Business Cash Card from American Express | As high as $500 statement credit after $5,000 spend in 3 months (offer varies) | Unknown (not verified) | $0 | Business History unknown |
| American ExpressBlue Business Plus Card from American Express | As high as 50,000 points after $5,000 spend in 3 months (offer varies) | Unknown (not verified) | $0 | Business History unknown |
| American ExpressBlue Cash Everyday Card from American Express | $150 cash back after $2,000 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| American ExpressBlue Cash Preferred Card from American Express | $300 cash back after $3,000 spend in 6 months | Unknown (not verified) | $0 first year, then $95 | History unknown |
| Capital OneCapital One Quicksilver | $200 after $500 spend in 3 months | Unknown (not verified) | $0 | History unknown |
| Capital OneCapital One Savor | $200 after $500 spend in 3 months | Unknown (not verified) | $0 | History unknown |
| Capital OneCapital One Spark Cash Plus | $2,000 after $30,000 spend in 3 months | Unknown (not verified) | $150 | Business History unknown |
| Capital OneCapital One Venture X Business | 150,000 miles after $30,000 spend in 3 months | Unknown (not verified) | $395 | Business History unknown |
| ChaseChase Aeroplan Card | 75,000 points after $4,000 spend in 3 months | Unknown (not verified) | $195 | History unknown |
| ChaseChase Sapphire Reserve for Business | 200,000 points after $30,000 spend in 6 months | Unknown (not verified) | $795 | Business History unknown |
| CitiCiti / AAdvantage Platinum Select | 80,000 miles after $3,500 spend in 4 months | Unknown (not verified) | $0 first year, then $99 | History unknown |
| CitiCiti Double Cash | $200 after $1,500 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| CitiCiti Strata Elite | 75,000 points after $6,000 spend in 3 months | Unknown (not verified) | $595 | History unknown |
| American ExpressDelta SkyMiles Gold American Express Card | As high as 80,000 miles after $3,000 spend in 6 months (offer varies) | Unknown (not verified) | $0 first year, then $150 | History unknown |
| American ExpressDelta SkyMiles Platinum American Express Card | As high as 90,000 miles after $4,000 spend in 6 months (offer varies) | Unknown (not verified) | $350 | History unknown |
| American ExpressHilton Honors American Express Card | 70,000 points + Free Night Reward after $2,000 spend in 6 months | Unknown (not verified) | $0 | History unknown |
| ChaseIHG One Rewards Premier | 180,000 points after $3,000 spend in 3 months | Unknown (not verified) | $150 | History unknown |
| American ExpressMarriott Bonvoy Bevy American Express Card | 85,000 points after $5,000 spend in 6 months | Unknown (not verified) | $250 | History unknown |
| U.S. BankU.S. Bank Altitude Connect | 20,000 points after $1,000 spend in 90 days | Unknown (not verified) | $0 | History unknown |
| ChaseUnited Quest Card | 80,000 miles after $4,000 spend in 3 months, plus 500 PQP after first purchase | Unknown (not verified) | $350 | History unknown |
| Wells FargoWells Fargo Active Cash | $100 after $500 spend in 3 months | Unknown (not verified) | $0 | History unknown |
| Wells FargoWells Fargo Autograph | 20,000 points after $1,000 spend in 3 months | Unknown (not verified) | $0 | History unknown |
| Wells FargoWells Fargo Autograph Journey | 60,000 points after $4,000 spend in 3 months | Unknown (not verified) | $95 | History unknown |
| ChaseWorld of Hyatt Credit Card | Up to 60,000 points: 30,000 after $3,000 spend in 3 months, plus up to 30,000 more (2X on up to $15,000 in 6 months) | Unknown (not verified) | $95 | History unknown |
See also: issuer rules · eligibility checker · all bonuses