Best time to apply for the Chase Sapphire Reserve (bonus history)

67% of record

Today's public offer is 100,000 points after $6,000 spend in 3 months, which is 67% of the all-time high. Record: 150,000 points after $6,000 in 3 months (Apr-Jun 15, 2026) per Doctor of Credit; a 175,000 offer in Sep 2026 was targeted in the Chase app only. Of the 7 earlier offers in our log, 2 were higher than today's, most recently Apr-Jun 15, 2026: 150,000 points after $6,000 in 3 months. The median past offer in the log is 80,000 points, and the biggest logged offer was 150,000 points, last seen Apr-Jun 15, 2026. Higher offers have come around before, so if you don't need the card soon, waiting is an option; Chase doesn't publish an offer schedule, so past timing is no guarantee of future offers.

By Tyler Kelly · Updated October 19, 2026

Key numbers

Current offer: 100,000 points after $6,000 spend in 3 months (checked October 19, 2026).
All-time high: 150,000 points after $6,000 in 3 months (Apr-Jun 15, 2026) per Doctor of Credit; a 175,000 offer in Sep 2026 was targeted in the Chase app only.
Today vs. record: 67%.
Past offers in our log: 7; higher than today: 2; same as today: 1; lower: 4.
Median past offer: 80,000 points. Biggest logged offer: 150,000 points (Apr-Jun 15, 2026).

Full Chase Sapphire Reserve offer page → · Check if you qualify

Chase Sapphire Reserve sign-up bonus history

Every public offer we could source, oldest first, with the headline bonus compared to today. Dates are when the cited trackers listed each offer, so they are approximate; extras such as credits or free nights are in the offer text but not in the headline number. Sources are on the card page.

When	Offer	Headline bonus	vs. today
Mar-Nov 2021	60,000 points	60,000 points	Lower
Jun 2022	70,000 points	70,000 points	Lower
Oct 2022-Feb 2023	80,000 points	80,000 points	Lower
May-Jun 2024	75,000 points	75,000 points	Lower
Jun-Aug 2025	100,000 points + $500 Chase Travel credit	100,000 points	Same
Aug 2025	125,000 points	125,000 points	Higher
Apr-Jun 15, 2026	150,000 points after $6,000 in 3 months	150,000 points	Higher
Oct 2026 (now)	100,000 points after $6,000 in 3 months	100,000 points	Today

Frequently asked questions

When is the best time to apply for the Chase Sapphire Reserve?

How often has the Chase Sapphire Reserve bonus been higher than it is now?

2 of the 7 earlier offers in our log were higher: Aug 2025 (125,000 points); Apr-Jun 15, 2026 (150,000 points after $6,000 in 3 months).

When did the Chase Sapphire Reserve bonus last peak?

The biggest offer in our log was 150,000 points, most recently Apr-Jun 15, 2026 (150,000 points after $6,000 in 3 months). The all-time high we track: 150,000 points after $6,000 in 3 months (Apr-Jun 15, 2026) per Doctor of Credit; a 175,000 offer in Sep 2026 was targeted in the Chase app only.

What is a typical Chase Sapphire Reserve sign-up bonus?

The median of the past offers in our log is 80,000 points. Today's offer is 100,000 points.

Can I get the Chase Sapphire Reserve bonus?

Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'. Chase Sapphire pages: unavailable if you currently have the card; bonus may not be available if you previously held it or received its bonus.

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