Best time to apply for the Chase Ink Business Cash (bonus history)

Business 75% of record

Today's public offer is $750 (75,000 points) after $6,000 spend in 3 months, which is 75% of the all-time high. Record: 100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit. Of the 5 earlier offers in our log, 4 were higher than today's, most recently Jun 15-Sep 17, 2026: 100,000 points after $8,000 in 4 months. The median past offer in the log is 90,000 points, and the biggest logged offer was 100,000 points, last seen Jun 15-Sep 17, 2026. Higher offers have come around before, so if you don't need the card soon, waiting is an option; Chase doesn't publish an offer schedule, so past timing is no guarantee of future offers.

By Tyler Kelly · Updated

Key numbers

  • Current offer: $750 (75,000 points) after $6,000 spend in 3 months (checked October 19, 2026).
  • All-time high: 100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit.
  • Today vs. record: 75%.
  • Past offers in our log: 5; higher than today: 4; same as today: 0; lower: 1.
  • Median past offer: 90,000 points. Biggest logged offer: 100,000 points (Jun 15-Sep 17, 2026).
  • Ink Business Cash bonuses are listed in dollars or Ultimate Rewards points; we count $1 as 100 points, the same conversion the offers use (e.g. $750 = 75,000 points).

Full Chase Ink Business Cash offer page → · Check if you qualify

Chase Ink Business Cash sign-up bonus history

Every public offer we could source, oldest first, with the headline bonus compared to today. Dates are when the cited trackers listed each offer, so they are approximate; extras such as credits or free nights are in the offer text but not in the headline number. Sources are on the card page.

WhenOfferHeadline bonusvs. today
Mar 2018$50050,000 pointsLower
Until May 2023$900 (90,000 points)90,000 pointsHigher
Until Jan 202490,000 points90,000 pointsHigher
Sep 202590,000 points90,000 pointsHigher
Jun 15-Sep 17, 2026100,000 points after $8,000 in 4 months100,000 pointsHigher
Oct 2026 (now)$750 (75,000 points) after $6,000 in 3 months75,000 pointsToday

Frequently asked questions

When is the best time to apply for the Chase Ink Business Cash?

Today's public offer is $750 (75,000 points) after $6,000 spend in 3 months, which is 75% of the all-time high. Record: 100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit. Of the 5 earlier offers in our log, 4 were higher than today's, most recently Jun 15-Sep 17, 2026: 100,000 points after $8,000 in 4 months. The median past offer in the log is 90,000 points, and the biggest logged offer was 100,000 points, last seen Jun 15-Sep 17, 2026. Higher offers have come around before, so if you don't need the card soon, waiting is an option; Chase doesn't publish an offer schedule, so past timing is no guarantee of future offers.

How often has the Chase Ink Business Cash bonus been higher than it is now?

4 of the 5 earlier offers in our log were higher: Until May 2023 ($900 (90,000 points)); Until Jan 2024 (90,000 points); Sep 2025 (90,000 points); Jun 15-Sep 17, 2026 (100,000 points after $8,000 in 4 months).

When did the Chase Ink Business Cash bonus last peak?

The biggest offer in our log was 100,000 points, most recently Jun 15-Sep 17, 2026 (100,000 points after $8,000 in 4 months). The all-time high we track: 100,000 points after $8,000 in 4 months (Jun 15-Sep 17, 2026) per Doctor of Credit.

What is a typical Chase Ink Business Cash sign-up bonus?

The median of the past offers in our log is 90,000 points. Today's offer is 75,000 points.

Can I get the Chase Ink Business Cash bonus?

Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.

Compare: Chase Ink Business Preferred vs Chase Ink Business Cash · Chase Ink Business Cash vs Chase Ink Business Unlimited

More: best time to apply for other cards · all Chase card bonuses · bonuses worth waiting on · cards at their all-time high · how long to wait between bonuses

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