BonusCeilingChase Freedom Unlimited sign-up bonus: current offer vs. all-time high
67% of record
Chase Freedom Unlimited (Chase, personal card, annual fee $0): the current public offer is $200 after $500 spend in 3 months (spend $500 within 3 months). The all-time high is $300 after $500 (Dec 2025-Jan 2026) per Upgraded Points; past offers also added bonus categories. Today's offer is 67% of its all-time high (not elevated right now). Last checked 2026-10-16. Issuer rules that apply: Chase 5/24.
By TK · Updated
Current offer
$200 after $500 spend in 3 months
Annual fee: $0 · Issuer: Chase · Earns cash back (Ultimate Rewards points)
Confirm the offer shown on the issuer page before applying.
Offer vs. all-time high
All-time high: $300 after $500 (Dec 2025-Jan 2026) per Upgraded Points; past offers also added bonus categories
Current offer is 67% of the record.
Can I get this bonus?
- Chase 5/24: Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.
Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules
Frequently asked questions
What is the current Chase Freedom Unlimited sign-up bonus?
$200 after $500 spend in 3 months, as of 2026-10-16.
What is the highest Chase Freedom Unlimited bonus ever?
$300 after $500 (Dec 2025-Jan 2026) per Upgraded Points; past offers also added bonus categories.
Is the Chase Freedom Unlimited bonus elevated right now?
The current offer is 67% of its all-time high (not elevated right now).
How much do I need to spend for the Chase Freedom Unlimited bonus?
$500 within 3 months of account opening, per the current offer.
Who is eligible for the Chase Freedom Unlimited bonus?
Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.
Verification
Verified against the issuer's page on 2026-10-16. Offer and fee read from the issuer page on 2026-10-16. Methodology.
Sources
Related card bonuses
- Chase Freedom Flex: $250 after $500 spend in 3 months
- United Explorer Card: 70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user
- Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months
- Chase Ink Business Preferred: 100,000 points after $8,000 spend in 3 months
More: all Chase card bonuses · best travel card bonuses · elevated offers right now